Ravena of Camella Vita – House And Lot for Sale In General Trias, Cavite

About Ravena of Camella Vita

House Model	Ravena of Camella Vita
Village Name	Camella General Trias
Location	Arnaldo Highway, Barangay Buenavista 1, General Trias, Cavite
House Type	Townhouse
House Finishes	Complete except no floor tiles
Floor Area	40 square meters
Lot Area	40 square meters
Bedroom	2
Bathroom	1
Garage	Provision for One (1)
Balcony	None
Maid's Room	None
Price Range	Php 1.2M – 2.0Million
Available Units
Developer	Camella Inc.
Track Record as Developer	42 yrs (since 1977)
HLURB LTS No.	32284, 32285

Ravena of Camella Vita Sample Computation

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Modes of Payment

1. Modes of Payment
2. Cash

• Spot Cash Payment – Pay full Total Contact Price (TCP) within 7-30 days
• Deffered Payment – Pay full Total Contract Price in 24 equal monthly installment without interest.

2. Installment

• Bank Financing (RFO & Preselling Units)
  • 10% – 15% downpayment payable in 5-6-8-12-14 mos.
  • NO interest.
  • 85% – 90% balance loanable to Bank.
  • Developer will process your bank loan application.
• Inhouse Financing
  • 10%-15% downpayment payable in 12 mos.

o   85%-90% balance loanable to Developer who will process your loan application.

2. Reservation Fees – amount of Reservation Fees (RF) will depend on house model:

• Php 20,000.00 for Marga and Rina.
• Php 30,000.00 for Carina, Drina, Mara and Carmela.
• Php 40,000.00 for big corner lot of Mara and Carmela.
• Reservation Fee (RF) is part of downpayment and valid for 30 days only.

o   To avoid cancellation of RF after 30 days, Buyer must contact Developer’s office before Reservation Fee expires.

3. Loan Terms

• Bank Financing
  • Up to 15 yrs for OFW
  • Up to 20 yrs. for locally employed.
  • Loan term will depend on Buyer’s age, work position and capacity to pay.
  • Interest rate is 8% per year.
  • However, prevailing interest rate will apply upon loan take-out.
  • Age allowed is 21 – 55 yrs old.
  • In case Buyer will not be approved for Bank Financing for whatever reason, In-House financing scheme will automatically be applied
• Inhouse Financing
  • Maximum terms is 10 yrs.
  • 18% interest per year for 5 yrs terms.
  • 21% interest per year for 10 yrs. Term

o   Age allowed is 21 – 55 yrs. old.

4. Start of Payment

• Downpayment (for Bank & Inhouse financing) – 30 days after reservation date.
• Amortization (for Bank and Inhouse financing) – after full downpayment or term.

5. Total Contract Price – include taxes, transfer of title, miscellaneous fees & Meralco connection.
6. Discounts

• Full Down Payment
  • 10% –  If paid within Reservation Month
  • 8%  –  If paid within 30 days
  • Discount will be computed base on Net Downpayment (DP) amount
  • Net DP means reservation fee, misc. fees, vat (if applicable) and promo discount are deducted from downpayment amoun
• Full Payment of Total Contract Price
  • 12% – If paid within 7 days
  • 10% – If paid within Reservation Month
  • 8% – If paid within 30 days
  • Discount will be computed base on Net Total Contract Price (TCP).
  • Net TCP means reservation fees, misc. fees, vat if applicable and promo discount are deducted from total contract price)

7. Accredited Banks

• Malayan Bank, BDO, PNB, China Bank, RCBC, Union Bank, Bank of Commerce, Asia United Bank (AUB)

8. Reminders: about Reservation Fees, Downpayments and Amortizations

• Reservation Fee is not refundable and not transferable in case of withdrawal and cancellation.
• Downpayment can be transferred subject to approval. if approved, must pay Transfer Fee estimated at  Php10,000 –  Php20,000 per unit.
• Amortization is not refundable and not transferable in case of withdrawal and cancellation.

9. Other Fees to Pay Separately

• Bank Charges – for loan processing and documentation expenses.  To be paid directly to the bank before loan take-out.   Estimated bank charges is 3-4% of loanable amount.
• Insurances – Fire and Mortgage Redemption Insurance (MRI) will be added to monthly amortization by the bank. Estimated monthly insurances is 0.0005 of loanable amount.
• Real Property Tax – To be paid when unit is turned-over then every year thereafter. Tax amount depends on property amount and location.  Estimated yearly amount range from Php3,000 – Php 10,000.00.
• Move-in Fees – are payment of water connection and Homeowner’s membership fee. To be paid before move-in.  Estimated amount is Php 10,000.00.
• Construction Bond (optional) – is required if you construct improvement like fencing, renovation and extension. This is refundable If there is no property damage after construction. Estimated amount starts at Php10,000.00 – up. Amount depends on scope of improvement.

Ravena of Camella Vita Floor Plan

(Click image to enlarge)

House Features

• Lot Area: 40 square meters
• Floor Area: 40 square meters
• Townhouse
• Two (2) Storey House and Lot
• 2 Bedroom
• 1 Toilet and Bath
• Provision for one (1) Carport
• Dining Room
• Kitchen
• Laundry / utility area
• Living Room
• Provision for CATV, telephone, air conditioning outlet

House Finishes of Ravena of Camella Vita

STRUCTURE
Wall – Load Bearing Blocks
Roof – Pre-Painted G.I. Sheet On Steel Roof Framing
2nd Floor – T-Joist Floor System
WALLS
Exterior – Painted Sandblast Finish with Decorative Concrete Moulding
Interior – Plain Finish
CEILING
Ficem Board on Light Metal Frame
FLOORING
Ground Floor – Plain cement finish flooring
Second Floor – Plain cement finish flooring
T & B – Unglazed Ceramic Tiles
PARTITION
Ficem Board on Light Steel Frames
KITCHEN
Countertop – Glazed Ceramic Tiles with Stainless Kitchen Sink
Ordinary Faucet with Wooden Cabinet underneath
DOORS
Main –Painted Finish Panel Type Door
T & B – PVC Door
Others – Painted Flush Door
Service – Flush Type Door
WINDOWS
Sliding Windows
Jalousy for Rear Windows
ROOFING
Pre-painted S-Tile Roofing
STAIRSCASE
Steps – Concrete base and Varnished wood thread
Handrails – Steel handrail
Auxiliary – Provision for CATV, telephone, A/C outlet

Camella General Trias Location Map & Accessibility

(Click image to enlarge)

How to Get To Camella General Trias

Route  1: From Baclaran or Coastall Mall

• Take bus with signboard Ternate or Naic
• Get off at Tejero Terminal (Petron)
• Take jeepney with SM Palapala or Robinsons Dasma signboard
• Get off at Camella General Trias entrance.
• Take tricycle in going to your house.

Route  2: From Tagaytay or Dasmarinas

• Take bus with signboard Coastal Mall or Lawton
• Get off at SM Dasmarinas
• Take jeepney with SM Rosario signboard
• Get off at Camella General Trias entrance.
• Take tricycle in going to your house.

Camella General Trias Nearby Facilities

Schools

• Angelicum Infant Jesus Montessori
• San Francisco Elementary School
• Nineveh Academy
• Blessed Maria Christina
• Elizabeth Seton
• De La Salle Dasmarinas
• Lyceum, Gen. Trias
• Santiago Elementary and High School
• AMA Computer College, Langkaan
• Cavite State University

Hospitals

• Gen. Trias Medical Center & Hospital
• Divine Grace Medical Center
• St. James Hospital

Religious Institutions

• Pasong Camachile Church
• Gen. Trias Catholic Church
• Langkaan Catholic Church
• Manggahan Catholic Church

Malls and Leisure Spots

• Robinsons Palapala
• SM Dasmarinas
• The District
• Vistamall General Trias