Bank and In-House Financing
Standard Documents
- ID pictures (2 pcs. 2×2)
- 2 Government issued ID’s (preferably with signatures)
- Proof of Billing
- Certificate of Tenancy & Valid ID of House Owner (if renting)
- Birth Certificate or Marriage Certificate
- House Sketch
- Notarized / Consularized SPA
- Postdated Checks
Major Documents (Locally Employed)
- Certificate of Employment & Compensation (COEC)
- Payslips (latest 4 months)
- Bank Statement (latest 6 months)
- Commission Vouchers (latest 6 months)
Major Documents (OFW)
- Contract of Employment (COEC)
- Passport with entries
- Valid working visa
- Seaman’s Book / Service Record
- Payslips (last 6 months or proof of remittance or bank statement)
- Special Power of Attorney
Major Documents (Self Employed)
- Business Registration Certificate / SEC
- Mayor’s Permit
- Financial Statements (last 2 yrs; Audited / In-house)
- Income Tax Return (ITR) (last 2 years)
- Bank Statement (latest 6 months)
- OR / CR /Franchise of PUV if applicable
- PRC License (professional)
- Company Profile
- Picture of Business
- Contact Numbers of Supliers and Customers
- Board Resolution and Secretary Certificate
- Articles of Incorporation and By-Laws
Other Documents (If applicable)
- Affidavit of Waiver (married to foreigner)
- Affidavit of Former Filipino Citizenship
- Affidavit of Discrepancy – inconsistent docs / name
- Court of Finality / Legal Separation
- NSO marriage Certificate certified null and void (for separated)
- Death Certificate (widow / widower)
- Oath of Allegiance (for dual citizen)
- Birth Certificate of Attorney-in-Fact
- Certificate of Non Marriage (CENOMAR)
NOTE:
- For OFW – Standard documents + Major documents (OFW)
- For Locally Employed – Standard documents + Major documents (locally employed)
- For Self-Employed – Standard documents + Major documents (Self-Employed)
- For Married to Foreigner – Standard documents + Other documents (if applicable)
Pag-ibig Financing
Standard Documents
- 4 pcs. 1 x 1 ID picture
- 2 Valid ID with Signature (Government issued)
- Birth Certificate (if single)
- Marriage Certificate (if married)
- Death Certificate (if widow / widower)
- Proof of Billing Address (MERALCO, PLDT, Water Bill, etc.)
- Certificate of Tenancy & Valid ID of House Owner (if renting)
- Approved Membership Status Verification Slip (MSVS)
- Special Power of Attorney and Valid ID of Atty-in-fact (if any)
- Residence Certificate/ Cedula
- Postdated Checks (Downpayment & Monthly Amortization)
Major Documents (Locally Employed)
- Certificate of Employment & Compensation (COEC) – Notarized
- Payslips (latest 4 months)
- Latest Income Tax Return (ITR)
- Latest 3 Month Payslip
- Service Record (if government employee)
- Copy of latest ESAV with at least 24 mos. contribution
Major Documents (OFW)
- Job Contract (Authenticated by POEA) with English translation if in foreign language)
- Certificate of Employment & Compensation (Consularized) – if no Job Contract
- Proof of Remittance (last 3 mos.)
- Photocopy of Passport
- Special Power of Attorney (Consularized)
- Copy of latest ESAV with at least 24 mos. contribution
- Other Proofs of Income, whether original or photocopy, shall be duly validated and certified/initialed by Pag-IBIG Fund Information Officer assigned in the country where the member works.
For Atty-in-Fact (Authorized Representative)
- Latest ID Picture
- Residence Certificate (photocopy)
- 2 Valid IDs (Government issued)
- Tax Identification No. (TIN)
Major Documents (Self Employed)
- Business Permit / Mayor’s Permit
- DTI or SEC Registration
- Audited Financial Statement (last 1 years)
- Income Tax Return (ITR) (last 1 years)
- Proof of Tax Payment
- Secretary’s Certificate (if any)
- Contact Numbers of Supliers and Customers – – if applicable
- Board Resolution and Secretary Certificate – if applicable
- Articles of Incorporation and By-Laws – – if applicable
Other Documents (If applicable)
- Affidavit of Waiver (married to foreigner)
- Affidavit of Former Filipino Citizenship
- Affidavit of Discrepancy – Inconsistent docs / name
- Court of Finality / Legal Separation
- NSO marriage Certificate certified null and void (for separated)
- Oath of Allegiance (for dual citizen)
- Birth Certificate of Attorney-in-Fact
- Certificate of Non Marriage (CENOMAR)
NOTE:
- For OFW – Standard documents + Major documents (OFW)
- For Locally Employed – Standard documents + Major documents (locally employed)
- For Self-Employed – Standard documents + Major documents (Self-Employed)
- For Married to Foreigner – Standard documents + Other documents (if applicable